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Money Market Guide

PostedNovember 20, 2025
UpdatedDecember 2, 2025

Introduction

Regent FE introduces clients to Arda Capital Limited, an FCA-authorised brokerage firm that offers access to Goldman Sachs Money Market Funds (“MMFs”), in order to help clients effectively manage their money.1 These funds aim to provide a competitive return by investing in high-quality, short-term liquid assets.

Eligibility

Regent FE can introduce clients to Arda Capital who qualify as Professional or Elective Professional Clients, subject to the FCA’s classification criteria. A minimum initial investment amount of GBP/EUR/USD 50,000 applies.

For clients that have access to this functionality, the following guide covers how to top-up and withdraw funds from Money Market accounts with Arda Capital.

For clients that do not have access to this functionality, please enquire by contacting [email protected].

How it works

Arda Capital opens an investment account for you directly and arranges subscriptions into MMFs on your behalf when you choose to invest. All required investment disclosures and documentation will be provided by Arda Capital as part of your onboarding.

Regent FE does not execute or arrange your investments but displays your balances for convenience.

Yield Accrual

Once invested, your holdings in MMFs begin generating variable daily yield which is displayed in your Money Market wallets. The applicable yield depends on market conditions and may change over time. You will be notified of any changes via email.

Accessing your Arda Capital Money Market account

Once you have completed onboarding with Arda Capital, your investment in MMFs will be displayed within your Regent FE portal for convenience only.

The platform provides you with the ability to move funds between your payment accounts with Regent FE and your Money Market account with Arda Capital.

To access your Money Market account simply select the Money Market Account tab within your main Accounts page where you will see your GBP, EUR and USD Money Market balances.

Paying funds into MMF (Top-Up)

To add funds to your Money Market accounts with Arda Capital:

  1. Select the Top Up icon on your Money Market Account page or within the relevant Money Market wallet.
  2. In the From field, select GBP, EUR or USD account which you wish to invest funds from and enter the amount you wish to invest. The To box will automatically populate to the relevant Money Market account.
  1. When you click continue you will see a summary of the payment transaction.
  1. After confirming your top-up, you will receive an email acknowledging your payment request. We will then forward your top-up payment instruction and transfer your funds to Arda Capital.
  2. Arda Capital will invest your funds in MMFs, and you will receive a separate email confirming when the investment has been completed. Your updated investment information will be reflected in your Money Market account summary.

Withdrawing your funds (Withdraw)

To withdraw funds from your Money Market Account:

  1. Select the Withdraw icon on your Money Market Account page or within the relevant Money Market wallet.
  2. In the To field, select the payment account which you wish to withdraw funds to and enter the amount you wish to withdraw. The From box will automatically populate to the relevant Money Market account.
  1. When you click continue you will see a summary of the transaction.
  1. After confirming your withdrawal, you will receive an email acknowledging your request. Regent FE will forward your instruction to Arda Capital who will redeem your investment and send funds to your payment account.
  2. You will receive a withdrawal confirmation once the withdrawal is complete and your funds are in your payment account. Withdrawals usually settle within one business day, but timings may vary depending on fund settlement cycles and public holidays.

Risks and Important Information

Money market funds aim to preserve value, but capital is not guaranteed. The value of your investment may fluctuate, and past performance is not a reliable indicator of future returns.

Once transferred for investment:

  • Funds are no longer safeguarded under the Payment Services or Electronic Money Regulations.
  • Funds become investment assets, held under Arda Capital’s client asset protections (CASS).
  • Investments in MMFs are not protected by the FSCS.

Support and Complaints

For payment-related queries contact: [email protected]

For investment-related questions or complaints, please contact Arda Capital directly, as they are responsible for your investment account and services [email protected].

Professional Clients generally do not have access to the Financial Ombudsman Service, except in limited cases.

  1. Regent FE does not provide investment services and is not involved in the execution or arrangement of any investment transactions. ↩︎

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